Dividend Dolphin

It's been quiet here on the blog for a while now. Nothing's wrong but I was very busy at work and at home and didn't feel the energy to write some blogs. But now that everything is calming down a bit, it is time to pick up where I left off. I've been investing a bit in the last month. I bought 10 extra UNA shares and also 11 shares of OHI. Both when they were dipping after their reported Q3 results. Also I started investing in a new Mutual fund, which invests mainly in bonds. In total I invested just short of 900 Euros for an expected anual dividend increase of €33. I also collected dividends in september and october. In september I received €58.82 an increase of 270% compared to last year. In november I received €15.58, an increase of 80% compared to last year.

It's been a while since I posted my last blog. We were away for holiday vacation for a couple of weeks, camping in France. After that work kept me busy much more than I would have wanted but now it is time to blog again. Now, just before the end of the month I finally have time to report my dividend income of July. The first month of the quarter is alway a bit of an off month for my dividend income. I can report a dividend income after taxes of  €14.44. The following companies paid me for owning their shares: Coca Cola (KO): €7.71 Whitestone REIT (WSR): €5.17 Bank of Nova Scotia (BNS): €1.56 The still declining rate of the Dollar versus the Euro is still hurting my dividend income in Euro's. While my portfolio is slowly growing, my dividend income isn't, On the other side, it is also cheaper for me to buy US stocks. 

We're already halfway through 2017 and summer vacation is upone us. So it is time to report our dividend income from last month. And again, I can report a record breaking month. This month I received a total of €57.97 after taxes in dividend, a YoY increase of 445%. The following 5 companies paid us for owning a piece of them: Walmart (WMT): €1.92 Unilever (AMS: UNA): €14.16 Target (TGT): €6.82 Whitestone REIT (WSR): €5.25 Royal Dutch Shell (AMS: RDSA): €29.82 (1 share DRIP + €5.05 cash) My YTD dividend income now is €180.85. As the first month of the quarter is an off month for my portfolio I think I will just mis out on the €200 mark next month, but it will be a close call. It all depends on how the Euro/Dollar exchange rate will be during July. Because of the DRIP of my RDSA share my annual dividend will increase by €1.64 of which we will receive half in the rest of 2017. How was your dividend income in June?

June has already started so it is time to report my dividend income in May. May was a better month than February, but it could have been even better. Because the dollar took a hit compared to the Euro, my income in Euro's suffered a bit. I received dividend from the follwing companies: Whitestone REIT (WSR): €5.39 Omega Healthcare Investors (OHI): €19,31 Texas Instruments (TXN): €1,53 Abbvie (ABBV): €1,47 Kempen Global High Dividend Mutual Fund: €4,86 (DRIP) Total net dividend income was €32,56, breaking the €100 YTD and almost equalling the total dividend income of 2016. I cannot compare this month's income with last year, because last year I didn't receive any dividends. How was your May dividend income? I will updat my dividend income page soon..

May is already a few days old and in The Netherlands we will tonight remember our fallen compatriots from World War II and later, and tomorrow we will celebrate our liberation from the Nazis. An update for my April dividend income is almost overdue. In april we received dividend from 3 companies: Coca-Cola (KO) paid us €8.49 Wal-Mart (WMT) paid us €2.03 Whitestone REIT (WSR) paid us €4.19 In total we received €14.71 after taxes, bringing our YTD Dividend to €89.20. We will breach the €100 mark in May.

February 2017 was a great month for our dividend income. It wasn't an all time high month, but it was the second highest month so far. The following companies paid us net dividend (in Euros, after taxes): Whitestone REIT (WSR): €3.79 Omega Healthcare Investors (OHI): €9.86 Texas Instruments (TXN): €1.61 Abbvie (ABBV): €1.53 Kempen Global High Dividend Fund (KGHD): €3.43 (DRIP) In total our net dividend income was €20.22. I cannot compare this to last year's income because we weren't investing yet at the time but this is an increase of almost 29% from last November. I am looking forward to next month. March promisses to be a new all time high and the first month that net dividend income will exceed €50. How was your February on dividend income?

The end of the month is coming so it is time to state my dividend income. It has been a slow month, however the dividend income is at least a million times higher than last year when I wasn't investing yet. This month only one company paid me. Whitestone REIT (WSR) paid me €3.79 for owning 50 of their shares. Compared to last October's dividend this moth the dividend is much lower. This is all Coca Cola's fault. They pay dividends in the first month of the quarter three ties a year, also in October, but they already paid in December instead of January. WSR itself paid me the same amount of dollars, but in Euros I received 14 cents more than last October.

The great thing about dividend growth investing is that you get regular pay raises. Esspecially when a company raises its dividend every quarter. Omega Healthcare Investorrs (OHI) is such a company. Since owning their shares OHI yesterday announced its second dividend raise. OHI raises its dividend with one cent to 62 cents per share. This is a 1.6% raise. Owning 20 shares this raises my annual dividend with 80 cents. Looking at the year on year dividend growth OHI has raised its dividend by 5 cents or 8.8%.

The month and with that the year is drawing to an end so it is time to write down my dividend income for December 2016. December was the best month yet, almost tripling November. Five companies paid me for just owning their shares: December 7th Unilever (AMS:UNA) paid €4,13 December 9th Whitestone REIT (WSR) paid €3.83 December 10th Target (TGT) paid €1.92 December 15th Coca-Cola (KO) paid €7.90 December 16th Royal Dutch Shell (AMS:RDSA) paid €26.48 These sums combined gave me a dividend income of €44.26. This brings this years total to €114.56 for 2016. Al these amounts are after taxes. How was your last dividend month of 2016? For everyone, enjoy New Year's eve!!!

Since owning share of Whitestone Reit (WSR) I've been receiving their dividend every month. To date I have received four dividend payments. Since the beginning I own 50 shares of WSR. And, every month I have been receiving more dividend than the month before. This is not because of dividend reinvestment, but only because of the exchange rate between dollar and Euro. When looking at the dividends received it increase from €3,59 to €3,83 after taxes. This is an increase of 6.7% without the company raising its dividend in dollars. On the other hand my dividend income is vulnerable when the Euro gets stronger again. I don't think that will happen soon as the QE in Europe is still in full force while the Fed is raising interest rates again. Still I should think about that when I want to calculate how much dividend income I'll need to live off the dividends.

December is almost upon us and all expected November dividends have been paid. In November 2016 I received the most dividend yet. Two companies and one mutual fund paid me for just owning their shares. On November 11th Whitestone Reit (WSR) paid me €3,76 net for owning 50 shares. In dollars they paid me as much as last month, but in Euros I received 11 cents more because of a stronger dollar compared to the Euro.. On November 15th I received €9,69 net from Omega Healthcare Investors (OHI) for owning 20 of their shares. This was the first dividend payment I received from them. On November 23rd I received €2,27 net dividend from Kempen Global High Dividend mutual fund for owning 8 parts of their fund. The dividend was reinvested automatically (DRIP). In total the net dividend I received in November was €15,72 which is a whole 10 cents more that the previous top month (september). December promises to be a new record month, but that's something for another post.

As a dividend growth investor most of the time you buy shares and keep them for a very, very long time and collect those dividends. But sometimes you have to sell some of those shares. Today I had to sell Target (TGT) after just owning them for 1 week. Last week I bought TGT at $66.80 per share at the beginning of the markets after Donald Trump was elected president. In one day the shares rose to about 71 dollars and stayed there until yesterday. And TGT went ex dividend last monday as well. Today TGT presented it 3rd quarter figures pre market and those figures are quite good. Today the TGT shareprice rose again to 77 dollars plus. That's a 18% increase compared to my buying price. So today, after just owning the shares for a week, I sold my (4) TGT shares again for $77.25 per share. At the current quarterly dividend this profit equals more than 17-18 times dividend payment or 4.5 years of dividend payment. This is a 15.6% profit. Adding the dividend into the equation of $0...

The month is passed so it is time to update my divididend income until October 2016. Last month I received €8,66 by two companies. Whitestone REIT (WSR) gave me $0.095 per share. As I own 50 shares and am taxed 15% on dividend income I received $4,03. Also the Coca Cola company payed me for owning their shares. They payed $0.35. Owning 17 shares my net income was $5.05. For my first half year of investing and in an off month I am happy with this number. Coming months the dividend income will be much higher. I expect twice as much in november and three to four times as much in december.

September was the best month of dividend income yet. Still nothing too much, but all little things help. Two companies paid dividends, Royal Dutch Shell (RDSA) and Whitestone REIT (WSR). RDSA paid $0.47 per share totaling $11.75. After tax and Euro/Dollar exchange reit I received €10.58. WSR paid $0.905 per share totaling $4.77. After tax and Euro/Dollar exchange rate I received €3.50. Total net dividend received were €14.04, the highest monthly amount yet. How was your dividend income this month?