Dividend Dolphin

It's been a while since I posted my last blog. We were away for holiday vacation for a couple of weeks, camping in France. After that work kept me busy much more than I would have wanted but now it is time to blog again. Now, just before the end of the month I finally have time to report my dividend income of July. The first month of the quarter is alway a bit of an off month for my dividend income. I can report a dividend income after taxes of  €14.44. The following companies paid me for owning their shares: Coca Cola (KO): €7.71 Whitestone REIT (WSR): €5.17 Bank of Nova Scotia (BNS): €1.56 The still declining rate of the Dollar versus the Euro is still hurting my dividend income in Euro's. While my portfolio is slowly growing, my dividend income isn't, On the other side, it is also cheaper for me to buy US stocks. 

We're already halfway through 2017 and summer vacation is upone us. So it is time to report our dividend income from last month. And again, I can report a record breaking month. This month I received a total of €57.97 after taxes in dividend, a YoY increase of 445%. The following 5 companies paid us for owning a piece of them: Walmart (WMT): €1.92 Unilever (AMS: UNA): €14.16 Target (TGT): €6.82 Whitestone REIT (WSR): €5.25 Royal Dutch Shell (AMS: RDSA): €29.82 (1 share DRIP + €5.05 cash) My YTD dividend income now is €180.85. As the first month of the quarter is an off month for my portfolio I think I will just mis out on the €200 mark next month, but it will be a close call. It all depends on how the Euro/Dollar exchange rate will be during July. Because of the DRIP of my RDSA share my annual dividend will increase by €1.64 of which we will receive half in the rest of 2017. How was your dividend income in June?

June has already started so it is time to report my dividend income in May. May was a better month than February, but it could have been even better. Because the dollar took a hit compared to the Euro, my income in Euro's suffered a bit. I received dividend from the follwing companies: Whitestone REIT (WSR): €5.39 Omega Healthcare Investors (OHI): €19,31 Texas Instruments (TXN): €1,53 Abbvie (ABBV): €1,47 Kempen Global High Dividend Mutual Fund: €4,86 (DRIP) Total net dividend income was €32,56, breaking the €100 YTD and almost equalling the total dividend income of 2016. I cannot compare this month's income with last year, because last year I didn't receive any dividends. How was your May dividend income? I will updat my dividend income page soon..

Yesterday I made a first purchase of this month, buying a couple of shares of Bank of Nova Scotia (BNS). As we've been having some extra unexpected expenses the amount of pocket money we have has shrunk a bit. So our first priority, as well as making extra mortgage payments, is filling our coffers again. Having said that, we were able to make this small purchase, partly from our received dividends ans a little bit of new cash. We bought 4 shares of BNS at a price of $55.30 a piece. With transaction fees the cost basis of this purchase was €201.67. As BNS pays about $2.28 a year in dividend it yields 4%. My expected dividend after taxes is raised a bit to about €402 a year. This is lower than I reported in earlier posts. Because the dollar is taking a hit compared to the Euro, my expected dividend income has dropped a couple of percents recently. BNS is a new position for me. You can see a dividend stock analysis of this company by roadmap2retire  here. .

May is already a few days old and in The Netherlands we will tonight remember our fallen compatriots from World War II and later, and tomorrow we will celebrate our liberation from the Nazis. An update for my April dividend income is almost overdue. In april we received dividend from 3 companies: Coca-Cola (KO) paid us €8.49 Wal-Mart (WMT) paid us €2.03 Whitestone REIT (WSR) paid us €4.19 In total we received €14.71 after taxes, bringing our YTD Dividend to €89.20. We will breach the €100 mark in May.

February 2017 was a great month for our dividend income. It wasn't an all time high month, but it was the second highest month so far. The following companies paid us net dividend (in Euros, after taxes): Whitestone REIT (WSR): €3.79 Omega Healthcare Investors (OHI): €9.86 Texas Instruments (TXN): €1.61 Abbvie (ABBV): €1.53 Kempen Global High Dividend Fund (KGHD): €3.43 (DRIP) In total our net dividend income was €20.22. I cannot compare this to last year's income because we weren't investing yet at the time but this is an increase of almost 29% from last November. I am looking forward to next month. March promisses to be a new all time high and the first month that net dividend income will exceed €50. How was your February on dividend income?

The end of the month is coming so it is time to state my dividend income. It has been a slow month, however the dividend income is at least a million times higher than last year when I wasn't investing yet. This month only one company paid me. Whitestone REIT (WSR) paid me €3.79 for owning 50 of their shares. Compared to last October's dividend this moth the dividend is much lower. This is all Coca Cola's fault. They pay dividends in the first month of the quarter three ties a year, also in October, but they already paid in December instead of January. WSR itself paid me the same amount of dollars, but in Euros I received 14 cents more than last October.

Yesterday I did my first purchase of the year. While expenses are high in the end of December and the beginning of January, I was able to do a small purchase of AbVie (ABBV). I bought 3 shares at $62.75 a share. Including transaction fees the cost base will be $62.92. ABBV pays $0.64 per quarter the yield on costs will be just over 4%, 4.07% to be exact. Since ABBV will go ex dividend at January 11th, I will nicely pick up the dividend. Payout will be in Fruary. This buy increases my forward 12 month dividend with $7,68 before taxes. After taxes and at the current exchange rate this will be €6.28 bringing it to about €280.

2017 is already a few days old and sadly, I've been back to work for a few days as well. So is more then time to share my investment goals for this year. €400 of dividend income My current forward dividend is €273 and last year I raked in €114. Adding these two together should give me a nice aim for this year. Add at least 4 companies to my portfolio... I now own shares of 5 companies, KO,RDSA, UNA, OHI and WSR. Four extra companies should be a doable. I will be looking at a mix of more defensive shares and some a bit more cyclical. I already set a small order to buy a new company this week. ... of which at least one European company Not only do I want to spread risks between different kinds of companies I also want to spread between currencies. So I will not only buy US stock but also Euro stocks. Raise investments to €11.000 I now have invested about €6.000. I will not be investing more than last year, because I want to pay off a big part (10%) of my mortgage this yea...