Dividend Dolphin

It's been quiet here on the blog for a while now. Nothing's wrong but I was very busy at work and at home and didn't feel the energy to write some blogs. But now that everything is calming down a bit, it is time to pick up where I left off. I've been investing a bit in the last month. I bought 10 extra UNA shares and also 11 shares of OHI. Both when they were dipping after their reported Q3 results. Also I started investing in a new Mutual fund, which invests mainly in bonds. In total I invested just short of 900 Euros for an expected anual dividend increase of €33. I also collected dividends in september and october. In september I received €58.82 an increase of 270% compared to last year. In november I received €15.58, an increase of 80% compared to last year.

With the money I had from the sell of ABBV I expanded on my BNS position. I bought another 4 shares. For my net dividend income the sell and buy have a small impact. I lost €8 by selling ABBV and I gained €10.60 by buying BNS. I bought BNS at $62.55 a share. With a quarterly dividend of $0.63, BNS yields 4%.

It was a long time ago that I sold some stocks, but yesterday I did. I sold my total position (3 shares) in Abbvie (ABBV). I bought the ABBV shares last January for a price of $62.75 a share and sold them at $81.50, which is almost a capital gain of 30%. In dollars that is. As I live in The Netherlands, I look at my investments in Euros. And because the dollar has weakened tremendously since January, my actual capital gains are just 12%. When I add the dividends I received the "profit" I made was 14%. Why did I sell? Well, mostly because of the surge in shareprice ABBV made yesterday. I expect that that shareprice >$80 won't last very long. I still like ABBV though, so if the price comes down a quite a bit I might another batch of shares. For now I expanded on one of my other positions, which I will write about in another blog.

Last friday my position of Ahold Delhaize took a hit of more than 7% at one moment. I took the opportunity to expand on my position. I bought another 20 shares at a price of €15.50 each. Including transaction fees the total price of this purchase €312.06. With this purchase I tripled my position from 10 to 30 shares. With these shares my annual dividend income increases with about 9 Euros to €410. My cost basis dropped tot €15.90 per share. At current market price AD yields 3.68%, my yield on cost is now 3.58%. If you want more information about Ahold Delhaize you can read it in this post.

It's been a while since I posted my last blog. We were away for holiday vacation for a couple of weeks, camping in France. After that work kept me busy much more than I would have wanted but now it is time to blog again. Now, just before the end of the month I finally have time to report my dividend income of July. The first month of the quarter is alway a bit of an off month for my dividend income. I can report a dividend income after taxes of  €14.44. The following companies paid me for owning their shares: Coca Cola (KO): €7.71 Whitestone REIT (WSR): €5.17 Bank of Nova Scotia (BNS): €1.56 The still declining rate of the Dollar versus the Euro is still hurting my dividend income in Euro's. While my portfolio is slowly growing, my dividend income isn't, On the other side, it is also cheaper for me to buy US stocks. 

We're already halfway through 2017 and summer vacation is upone us. So it is time to report our dividend income from last month. And again, I can report a record breaking month. This month I received a total of €57.97 after taxes in dividend, a YoY increase of 445%. The following 5 companies paid us for owning a piece of them: Walmart (WMT): €1.92 Unilever (AMS: UNA): €14.16 Target (TGT): €6.82 Whitestone REIT (WSR): €5.25 Royal Dutch Shell (AMS: RDSA): €29.82 (1 share DRIP + €5.05 cash) My YTD dividend income now is €180.85. As the first month of the quarter is an off month for my portfolio I think I will just mis out on the €200 mark next month, but it will be a close call. It all depends on how the Euro/Dollar exchange rate will be during July. Because of the DRIP of my RDSA share my annual dividend will increase by €1.64 of which we will receive half in the rest of 2017. How was your dividend income in June?

Yesterday I initiated a new postion. I bought 10 shares of Ahold Delhaize (AMS: AD). AD is company that was formed by the merger of Ahold from The Netherlands and Delhaize from Belgium. Ahold constists of their flagship Albert Heijn the market leader in supermarkets in The Neterlands, the largest liquor store chain Gall&Gall and the reason why Amazon doesn't have a big market share in Holland, bol.com . Most of these brands are also known in Belgium, but the main brand for Belgium is Delhaize. Aold Delhaize is also active in the United States with brands like: Foodlion Stop&Shop bfresh and many more.They are also active in Asia. I was eyeing for AD a little while but found them a bit expensive at a share price of €20 but since the announced takeover of Wholefoods by Amazon the share prices has taken a hit and closed at €16.04 yesterday. So it was now well within the price I was willing to pay for it. I bought 10 shares of AD at a share price of €16.30...

Yesterday my portfolio value hit the €10.000 mark for the first time. That is a big milestone for me, so I looked back at how my portfolio is doing. I did my first investment in Februari of 2016. I invested €9.600 so far, so this means I made capital gains of more than €400 or 4.16% increase. Furthermore I received approximately €300 so far which is 3.13% of the total investments. I reinvested all of that dividends in new purchases. So in fact I only invested €9.300. So total gains so far are 7.5% in total or 4.9% annualized. Not too bad but not too great either.

Today Amazon (AMZN) made an impact on a lot of stocks by announcing it's buying Whole Foods (WFM). A lot of stocks such as Walmart (WMT) and Target (TGT) which I both own went down quite conserably. So I seized the opportunity to buy some more TGT shares. I bought 5, at a price of $50.23 a piece bringing the total amount of shares I own to 20. Including transaction fees I paid a total of €225.50. At this price TGT (with it's just announced   raised dividend yields 4.94%. This purchase brings the average purchase price of my TGT shares at €55.81 almost 3.5 euros lower than before. YOC are up to 3.94%. Total dividend has raised to €410 after taxes.

Yesterday Target (TGT) announced it will raise it's quarterly dividend by 2 cents to $0.62. This is a raise of 3.3%. Owning 15 shares of TGT this raise will increase my yearly net dividend by $1.20 to appoximately€402. With current share price, TGT's yield is 4.47%. My YOC is a bit lower: 3.74%. If the TGT share price stays at current levels for a while I might purchase some more shares....

June has already started so it is time to report my dividend income in May. May was a better month than February, but it could have been even better. Because the dollar took a hit compared to the Euro, my income in Euro's suffered a bit. I received dividend from the follwing companies: Whitestone REIT (WSR): €5.39 Omega Healthcare Investors (OHI): €19,31 Texas Instruments (TXN): €1,53 Abbvie (ABBV): €1,47 Kempen Global High Dividend Mutual Fund: €4,86 (DRIP) Total net dividend income was €32,56, breaking the €100 YTD and almost equalling the total dividend income of 2016. I cannot compare this month's income with last year, because last year I didn't receive any dividends. How was your May dividend income? I will updat my dividend income page soon..

Yesterday I made a first purchase of this month, buying a couple of shares of Bank of Nova Scotia (BNS). As we've been having some extra unexpected expenses the amount of pocket money we have has shrunk a bit. So our first priority, as well as making extra mortgage payments, is filling our coffers again. Having said that, we were able to make this small purchase, partly from our received dividends ans a little bit of new cash. We bought 4 shares of BNS at a price of $55.30 a piece. With transaction fees the cost basis of this purchase was €201.67. As BNS pays about $2.28 a year in dividend it yields 4%. My expected dividend after taxes is raised a bit to about €402 a year. This is lower than I reported in earlier posts. Because the dollar is taking a hit compared to the Euro, my expected dividend income has dropped a couple of percents recently. BNS is a new position for me. You can see a dividend stock analysis of this company by roadmap2retire  here. .

May is already a few days old and in The Netherlands we will tonight remember our fallen compatriots from World War II and later, and tomorrow we will celebrate our liberation from the Nazis. An update for my April dividend income is almost overdue. In april we received dividend from 3 companies: Coca-Cola (KO) paid us €8.49 Wal-Mart (WMT) paid us €2.03 Whitestone REIT (WSR) paid us €4.19 In total we received €14.71 after taxes, bringing our YTD Dividend to €89.20. We will breach the €100 mark in May.

Yesterday Unilever NV (AMS:UNA)  presented their first Quarter results and presented their new quarterly dividend. They have raised their quarterly dividend from €0.3201 to €0.3585. That's a raise of 12%. At the current share price UNA yields exactly 3%. The dividend raise increases my expected annual dividend income by 6 euros after taxes tot €406. My cost basis for the UNA shares is €38.56, so the new YOC is 3.7%.

Today I my expanded on my position in Whitesone REIT (WSR). WSR attracted new capital for the purchase of two new properties. The share price dropped about 9% premarket. I bought another 18 shares for $12.94 a share. Including transaction fees the total costs of this purchase were €217.12 or €12.06 per share. With the annual dividend of €1.06 this purchase yields 8.8%. My expected annual dividend is raised by about 16 euros after taxes, bringing the total just above €400 after taxes. I now own 73 shares of WSR and this will provide me with a monthly dividend income of €5.50 after taxes. With this purchase my cost base drops from €13.21 to €12.92 per share. YOC will be 8.24%.

This is the second post about Omega Healthcare Investors (OHI) in two days. Yesterday I reported buying 10 shares of the company and yesterday evening I was rewarded with the announcement of a dividend raise by OHI. The quarterly dividend is raised from $0.62 to $0.63. This is an increase of 1.6%. Owning 40 shares of OHI my expected annual dividend income will rise by $1.60 which is not that much. Total expected annual dividend income from OHI will be $100,80 pre taxes and €83.44 after taxes. While OHI raises it's dividend every quarter, I should really look at how much the dividend has raised in a year. Next dividend is 8.6% higher than last year's dividend. That is actually a very nice yearly increase. OHI will yield 7.4% at the current share price and my YOC will be just above 8%.

Today I expanded my position in OHI. I bought another 10 shares for $34.24 per share. Including transaction fees of €0.54, the total costs were €323.03 or €32.30 I already owned 30 shares at a cost basis €31.03 per share, so my cost basis has risen somewhat to €31.34. Last quarter OHI paid a dividend of $0.62 and is known to raise it's dividend every quarter. But at this dividend the yield on cost of this purchase is 7.6% and 7.9% on all my shares. This purchase will raise my expected yearly dividend income by $26.20 before taxes. After taxes my annual expected dividend income is increased to €385.

We're already a few days into April so it is long due to report on my dividend income of March. March was a great month, it really was... We received an alltime high amount of dividend, €51.60 after taxes from 4 different companies: Royal Dutch Shell (RDSA): 1 share DRIP + €6.19 cash = €30.80 Whitestone REIT (WSR): €3.79 Target (TGT): €4.79 Unilever NV (UNA): €12.24 This is the highest amount yet, even topping last December when we received dividend from not just these companies but also Coca-Cola. The DRIP of 1 RDSA share will increase my expected net dividend income with approximately €1,50. Last mpnth's dividend is a 577% increase YoY. Our dividend income page and the portfolio page  are updated with the new income and holding... How was your dividend income last month?

I had still a little bit of collected dividend lying around on my brokerage account which wasn't quite enough to buy a single share of most companies. However, Whitestone REIT (WSR) was going around for only $13 a piece today. So I purchased just 3 shares of WSR to add to my other 50 at a price of $12.95 a piece. At this share price WSR yields a whopping 8.8%.Including transaction fees the total share price is €12.41. This purchase will increase my expected annual income by just €2.75 after taxes at current exchange rates. My cost basis for WSR is reduced from €13.28 to €13.23, just a marginal change. YOC is now 8.6%. Whitestone just reported solid financial figures over 2016. When I have some more money availlable and the price is still attractive I will expand on this position.

This week I got a letter from my bank. It said that my bank made a better deal with one of the mutual funds I invest in on a monthly basis, Kempen Global High Dividend fund. Exclusively for customers of my bank they negotiated a cost reduction of 0.15% from 0.78% to 0.63% in management fees. According to the letter I will notice this by a higher appreciating value of the fund. This is because the management fee is withdrawn from the fund value. The mutual fund will get it's own ISIN number because it's course will differ from the original fund in the future whil all mangement decissions of the fund will be the same. I think this is partly because of the much lower management fees tha ETFs charge for their products. Have you ever have had management fees changed in mutual funds or ETFs?